If you've wanted to own your own home, then this may be the most important information you've ever read. While many people think that you need to have "perfect" credit to buy a home, this isn't the case if you are using alternate financing. We specialize in assisting people to buy their home on a Rent-To-Own basis. This is sometimes referred to a "lease purchase" where you will lease the home for a short time as we fix any issues on your credit that will need remedied before our lender can close a loan in your name. Most of the time, we can allow you to move in the home right now, and you can OWN the home within 6 months or so. Of course you would simply make a monthly rent payment until then.
Our second form of alternate financing is referred to a "Land Contract" purchase. This is for folks who have saved up 10% of the purchase price and need a short term bridge loan until they qualify for mortgage funding. This form of financing has helped folks with bankruptcy or foreclosures on their credit report to qualify for an IMMEDIATE home purchase. Typical payments are 20% or more CHEAPER than RENTALS and offers the home owner full tax benefits that may result in tax refunds of thousands of dollars each year that renters DO NOT enjoy.
These are NOT Junker properties. You will have access to gorgeous homes in great condition with everything form a small house, to a huge 5 bedroom and 3.5 baths, fenced yards and finished basements. They are in "move in condition" and are in great neighborhoods as well as desirable school districts. We also have licensed builders in this program who will renovate a bank or foreclosed home you pick out to your specifications and decorating tastes. Most of the properties are located in the Tri-county area (Macomb, Oakland and Wayne Counties). If you'd like to receive access to a complete list of available properties as often as they come available, as well as more information on how you can Rent-T0-Own your new home, simply fill in you information below. Do you have an existing home nearing or in foreclosure that has 3 months or more left in redemption? Then select "HOME TO TRADE" in the down payment box below to see if you are eligible for relocation assistance up to $6,000.
This site & program is managed by State Licensed Professionals Since 1977.
Emporio Casa Real Estate 8155 Annsbury Ste 104 Shelby Twp MI 48316
A surprisingly easy drag & drop site creator. Learn more.
If you are an emerging out of bad credit including foreclosure, short sale or job loss in the past few years and on the road back to stability, than this program may be for you. If you are not able to qualify for a new mortgage at this time our “Angel Investors” may partner with you on a purchase of an affordable bank owned home and provide money for its improvements. You will initially “rent to own” your new and have a portion of your rent go toward the money you need at closing. Once you earn the right of ownership by becoming credit worthy to obtain a new mortgage you will close on the home and many times see your payment lowered. This program is managed by State Licensed Professionals with over 30 years experience. Visit www.transformingrentersintohomeowners.com for more information.